How It Works
Apply
Complete our application in just a few minutes.
Finalize Your Financing
Conveniently complete your approval verifications online.
Select your Car
Dealer will contact you help pick up your next car!
Get the Best Experience
Car Capital provides a digital financing experience with a seamless transition to one of our dealer partners.
At the dealer, you can focus on choosing that perfect car, without worrying about if you qualify for a loan.
To get pre-approved, complete our simple online loan application, it only takes a couple of minutes.
Verifications can be completed conveniently online to minimize the time you spend at the dealership.
FAQs
Who is Car Capital?
Car Capital is an innovative commercial finance company, reimagining the auto financing landscape. We specialize in extending credit to car dealerships, allowing them to offer wider financing options to consumers, particularly those faced with credit challenges.
How does Car Capital enhance the automotive buying experience?
Through our commercial lending program, we provide financial support to dealerships, indirectly opening up more doors for consumer. Our DEALS platform (Dealer Electronic Auto Loan System) simplifies the financing process, making the car purchase journey easier and quicker for both dealers and consumers.
What makes Car Capital different?
At Car Capital, we break down barriers in auto financing and extend support to our dealers to allow them to offer financing to consumers who face credit challenge. We work directly with dealerships, providing them the financial flexibility to help people purchase vehicles when other, more conventional avenues don’t exist.
How does Car Capital decide which dealerships to partner with?
We're dedicated to offering the best possible service to consumers, so we are discerning when it comes to dealer partnership. We not only consider the dealer's reputation, history, and the diversity of vehicle offerings but also their commitment to providing excellent customer service and aligning with our ethical standards.
Is Car Capital affiliated with any car manufacturers?
While Car Capital itself is not affiliated with any specific car manufacturers, our dealership partners sell a variety of cars from numerous manufacturer. This broad network means we can help facilitate access to a wide range of vehicles.