Get Pre-Qualified for Auto Financing Today
Complete our simple auto loan pre-qualification application and get an instant decision, even with bad credit.
Let's get you started with better financing options!
What Happens Next with Your Auto Loan Pre-Qualification
Your journey to vehicle ownership is just a few steps away with our easy auto loan pre-qualification process.
Get Connected to a Local Dealership
After completing your pre-qualification form, you'll be instantly connected with a reputable dealership in your area that specializes in bad credit car financing.
Find Your Next Vehicle
The dealer will already have your financial information, saving you substantial time at the dealership. No need to repeat paperwork or explain your situation again.
Drive Home Today
Browse their inventory of quality vehicles that match your auto loan approval amount, find your next vehicle, and drive home today. Our bad credit car financing process is designed for speed and convenience.
How It Works
Using the details you share on the form and your permission to check your credit, we’ll do a soft credit pull to review your report. This helps us connect you with a local dealer who can assist with financing your next vehicle.
Frequently Asked Questions About Auto Loan Pre-Qualification
Get answers to common questions about our auto loan pre-qualification process
What does pre-qualification with Car Capital cost?
Our pre-qualification process is a 100% free service and there is no obligation for you to buy anything.
How long does the auto loan approval take?
Most applicants receive an instant decision and are immediately connected with a local dealership. The entire auto loan pre-qualification process typically takes just a few minutes.
What if I have bad credit or no credit?
We specialize in bad credit car financing. Our network of lenders works with all credit types - from excellent to challenged, bankruptcy, and even first-time buyers.
What documents will I need for my car loan application?
To complete your financing, you'll need a valid ID, proof of income, proof of residence, and insurance information. Our team will guide you through every step.
How does the credit check process work?
As part of our pre-qualification process, we perform a credit check to determine the best financing options for your situation. This helps us match you with the right dealership for your credit profile.