Credit Score Visualizer
See how different credit scores affect dealer financing offers and what options might be available to you.
650
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Tap + drag to adjust score
With a fair score (650):
You qualify for standard rates (7-11%) with reasonable terms.
300Very Poor
Poor
Fair
Good
850Excellent
Your Score: fair
Estimated Rate Range:
7-11%
Approval Odds:
Medium
Credit Category:
fair
What This Means For You
With a fair credit score:
- You'll be connected with dealers offering standard financing options, typically with moderate rates (7-11%) and reasonable terms.
- Some limitations on special financing offers
- Moderate down payment requirements
- Good selection of vehicles
CarCapital connects you with local dealerships who determine final financing terms based on their programs.
Credit Impact Simulator
See how different life events can impact your credit score
Click multiple events to see their combined impact
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Ready to Take the Next Step?
No matter your credit score, we have dealer options that can work for you. Get pre-qualified now with no impact to your credit.