Our Mission is Simple

To make the car buying process as smooth and accessible as possible for our customers. We know buying a car is a big financial decision and can make a meaningful improvement in your life getting to work or the kids to school, or a family weekend trip.

Car Capital
Car Capital

Leadership Team

CarCapital specializes in providing flexible and hassle-free auto financing solutions for individuals without great credit. Our team has years of experience in the automotive finance industry and has helped over a million customers achieve their car ownership goals.

Jim Landy

Jim Landy

Chief Executive Officer

John McWilliams

John McWilliams

Chief Financial Officer

John O’Dowd

John O’Dowd

Chief Credit Officer

Raj Parthasarathy

Raj Parthasarathy

Chief Information Officer

Jessica Cumbee

Jessica Cumbee

General Counsel

Hilda Basham

Hilda Basham

Vice President

Mark Seay

Mark Seay

Regional Sales Director

Sumner Demoura

Sumner Demoura

Regional Sales Director

Scott Pincura

Scott Pincura

Regional Sales Director

Bridget Nelson

Bridget Nelson

Director of Servicing

Car Capital

Loans for Every Driver

With 100% automated instant approvals available to our dealer partners, we make it possible for any driver regardless of credit history to feel confident in the ability to purchase a vehicle when entering the dealership. Visit our FAQ for information about our process for consumers.

Car Capital

Technology for Our Dealer Partners

Every dealer partner has access to our proprietary web-based platform, Dealer Electronic Auto Loan System (DEALSSM). DEALS provides the tools for our dealer partners to do what they do best, sell cars. Our program allows our network of dealers to make their own approval decisions based on the economics of each unique car and consumer. We work with dealers to quickly clear any stipulations using our technology so they receive payments fast. Dealers get back-end profit based on each dealer’s consumer loan portfolio performance, not a specific origination volume. Visit Join Us as a Dealer Partner for more information.

Car Capital

Technology for Our Dealer Partners

Every dealer partner has access to our proprietary web-based platform, Dealer Electronic Auto Loan System (DEALSSM). DEALS provides the tools for our dealer partners to do what they do best, sell cars. Our program allows our network of dealers to make their own approval decisions based on the economics of each unique car and consumer. We work with dealers to quickly clear any stipulations using our technology so they receive payments fast. Dealers get back-end profit based on each dealer’s consumer loan portfolio performance, not a specific origination volume. Visit Join Us as a Dealer Partner for more information.

Car Capital

Loans for Every Driver

With 100% automated instant approvals available to our dealer partners, we make it possible for any driver regardless of credit history to feel confident in the ability to purchase a vehicle when entering the dealership. Visit our FAQ for information about our process for consumers.

Car CapitalCar Capital

Careers

Car Capital is growing and we would like you to help us make car buying better for everyone. Your skills make it possible for us to provide dealers with advanced technology to help all consumers buy the cars they need. And we are proud to support our veterans and encourage you to apply to become a part of our team.

Benefits

flexibility

Job Flexibility

benefit

Medical, Dental, and Vision

401k

401(k)

PTO

Vacation and Sick Leave